Our Process

In creating and managing your program, Sandia Investment Group employs a time-tested process that includes the following steps:

• Investor Profile: We develop an in-depth profile that addresses the important aspects of your financial life, including assets, debts, family status, risk tolerance, tax considerations*, concentrated stock positions and option grants and short-range and long-range goals.

• Financial Roadmap: At your request, we can create a comprehensive financial strategy that draws upon our extensive experience in consulting with executives, businesses, families, and institutions. Our advisors use an innovative planning process that creates an easy-to-understand link between your financial goals and your investments.

• Customized Allocation Strategy: Applying the principles of sound risk management and asset allocation, the Sandia Investment Group will design an allocation strategy and investment plan that is customized to match your unique risk/return profile. Diversification/asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.

• Customized Investment Selection: The Sandia Investment Group manages individual equity and fixed income portfolios utilizing broadly diversified global investment strategies. Our approach enables us to take advantage of economic opportunities and control risk during times of change.

• Ongoing Monitoring: Our advisors will continually monitor your program to help ensure that it remains on track toward your goals. This will include scheduled consultations and periodic performance reviews with you to determine whether any change in your personal situation or financial goals should be incorporated into your plan.

* Wells Fargo Advisors does not provide legal or tax advice.
Stocks offer long-term growth potential, but may fluctuate more and provide less current income than other investments. An investment in the stock market should be made with an understanding of the risks associated with common stocks, including market fluctuations. The value of fixed income securities will fluctuate with changes in interest rates, prepayment payment rates, exercise of call provisions, changes in the issuerís credit ratings, market conditions, and other variables such that they may be worth more or less than original cost if sold prior to maturity. There is also a risk that the issuer will be unable to make principal and/or interest payments.Global/International investing involves risks not typically associated with U.S. investing, including currency fluctuations, political instability, uncertain economic condition, different accounting standards, and other risks not associated with domestic investments.